Can Helix test results be used by insurance companies to make decisions about life, disability or long-term care insurance?
If a participant already has a policy, new information about their health (including genetic information) generally may not be used to deny continuing coverage under those policies.
If a participant already has a policy, new information about their health (including genetic information) generally may not be used to deny continuing coverage under those policies. When seeking new or additional coverage, some companies may require a review of medical information, that may include genetic information returned to the medical record as part of participating in this study, prior to making a coverage decision about a new policy. Some states have additional protections for these types of insurance, so your participant may want to learn more about laws in their state.